If you don't know the answers to these questions you owe it to yourself, your family and community to do so since peeking behind the Monetary Wizard's curtain is a key step in breaking his spell and ending his rule over us all.
Fortunately, revealing the shenanigans within is not as hard as you might think. These videos are an eye opener!
The Collapse of The American Dream Explained in Animation
Zeitgeist Addendum – Money Mechanics
This excerpt from the Documentary, "Zeitgeist Addendum" is the best overview of the money creation process I have found on the web.
... and at the closing of this video's mention of "Economic Hitmen" feel free to watch this documentary to learn more.